Preheat the oven to 350 degrees F. Combine the milk and butter
in a 13- by 9-inch baking dish
. Combine the flour, sugar and baking powder in a bowl. Sprinkle the flour mixture over the milk mixture and stir until just combined. Sprinkle the macaroons
, and chocolate chips over the batter
. Sprinkle the cream cheese evenly over the top. Bake until the top is golden brown, about 55 minutes. Serve with ice cream if you like.